Business Funding

0% Interest Funding

Business credit lines with a 0% introductory period — typically 12 to 21 months — so you can invest in growth and pay it back before interest starts.

$25K–$150KTypical total
12–21 mo0% intro period
700+Personal credit from
7–21 daysTypical timeline

How it works

1

Apply in 3 minutes

Share your credit range and business details. We soft-pull to map which issuers you qualify for.

2

We sequence the applications

Order and timing matter. Your advisor applies to issuers in the right sequence to maximize total approvals.

3

Use it like cash

Approved lines can be liquidated to your bank account at low cost, giving you working capital with zero interest for the intro period.

Best for

  • Owners with strong personal credit who want the cheapest capital available
  • Startups and young businesses without revenue history
  • Inventory, marketing spend, equipment or a cash cushion
  • Anyone who can repay within the 0% window

What you'll need

  • Personal credit score 700+ with low utilization
  • No recent late payments or new derogatory marks
  • A registered business entity with an EIN
  • Fewer than 5 new credit inquiries in the last 6 months

Common questions

What happens after the 0% period?

Standard credit-card rates apply to any remaining balance. Most clients either pay it down before then or refinance into a term loan we arrange.

Is there a fee?

Our fee is a percentage of the funding you actually receive, charged only on success. There is no upfront cost to apply.

Will this hurt my credit?

Applications create hard inquiries and a temporary dip. Because we sequence them carefully, the impact is short-lived and offset by new available credit.

See what you qualify for

Three minutes, no hard credit pull. An advisor responds within 24 hours.

Funding amounts, terms and eligibility vary by lender and are determined after review of your application and bank statements. Pink 3mber Solution LLC is a funding advisory, not a direct lender.