Business Funding

Business Line of Credit

Draw what you need, when you need it, and pay interest only on what you use. A revolving safety net for cash-flow gaps and quick opportunities.

$10K–$500KCredit limit range
RevolvingReuse as you repay
1–3 daysTypical approval
600+Credit considered from

How it works

1

Apply in 3 minutes

Connect your business bank account or upload statements so lenders can see your cash flow.

2

Get a limit approved

Approval sets your maximum. You are not charged anything until you actually draw funds.

3

Draw, repay, repeat

Transfer funds to your account in a click. As you pay down the balance, that credit becomes available again.

Best for

  • Businesses with uneven cash flow or seasonal dips
  • Covering payroll or supplier bills while waiting on receivables
  • Jumping on bulk-inventory or equipment deals
  • Owners who want capital on standby without borrowing it all today

What you'll need

  • 6+ months in business
  • $10,000+ in average monthly revenue
  • Business bank account with 3–6 months of history
  • Valid ID and EIN

Common questions

How is this different from a credit card?

Lines of credit fund directly to your bank account, usually carry lower rates than cards, and have higher limits. They are built for working capital, not purchases.

Do I pay anything if I do not use it?

Most of our lenders charge no fee for an unused line. Some charge a small annual or draw fee, which your advisor will disclose up front.

How fast can I draw funds?

Once approved, most draws land in your account the same or next business day.

See what you qualify for

Three minutes, no hard credit pull. An advisor responds within 24 hours.

Funding amounts, terms and eligibility vary by lender and are determined after review of your application and bank statements. Pink 3mber Solution LLC is a funding advisory, not a direct lender.