Business Funding

Business Term Loans

A lump sum with a fixed rate and predictable monthly payment — the classic loan, arranged through lenders that move faster than banks.

$25K–$1MFunding range
1–5 yrsTerm length
2–7 daysTypical funding time
650+Credit considered from

How it works

1

Apply in 3 minutes

Tell us your revenue, time in business and what the loan is for.

2

Compare real offers

Your advisor brings back rates and terms from multiple lenders so you can choose, not just accept.

3

Fund and budget with confidence

One payment, same amount every month, until it is paid off. Early payoff is usually allowed.

Best for

  • Established businesses (1+ years) with consistent revenue
  • Large one-time investments: expansion, buildouts, acquisitions
  • Refinancing expensive short-term debt
  • Owners who want a fixed payment they can plan around

What you'll need

  • 12+ months in business
  • $15,000+ in average monthly revenue
  • Last 6 months of bank statements
  • Most recent tax return for larger amounts

Common questions

How is this different from revenue-based lending?

A term loan has a fixed interest rate and fixed monthly payment. Revenue-based funding takes a percentage of sales, so payments vary. Term loans are usually cheaper if you qualify.

Is collateral required?

Many of our lenders offer unsecured term loans up to $250K. Larger amounts may require a personal guarantee or business assets.

Can I pay it off early?

Most of our lenders allow early payoff, and several offer interest discounts for doing so. Your advisor will confirm before you sign.

See what you qualify for

Three minutes, no hard credit pull. An advisor responds within 24 hours.

Funding amounts, terms and eligibility vary by lender and are determined after review of your application and bank statements. Pink 3mber Solution LLC is a funding advisory, not a direct lender.