Government-backed loans with the lowest rates and longest terms available to small businesses — and an advisor who handles the paperwork that scares most owners off.
We check the basics — time in business, revenue, credit — to confirm SBA is realistic before you invest time.
Your advisor assembles tax returns, financials, business plan and SBA forms, and submits to SBA-preferred lenders.
Underwriting takes several weeks. We manage lender questions so you stay focused on running the business.
Government guarantees mean more documentation and review. The trade-off is rates and terms that no other product matches. If you need money this week, we will pair SBA with a faster bridge option.
7(a) is the general-purpose workhorse; 504 is for real estate and heavy equipment; Express is faster with smaller amounts. Your advisor will recommend based on the use of funds.
SBA lenders take available collateral but will not decline solely for lack of it. A personal guarantee from owners with 20%+ stake is standard.
Three minutes, no hard credit pull. An advisor responds within 24 hours.
Funding amounts, terms and eligibility vary by lender and are determined after review of your application and bank statements. Pink 3mber Solution LLC is a funding advisory, not a direct lender.